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IOBA0001979 โ€” Indian Overseas Bank, Ratnagiri Branch

The IFSC Code of Indian Overseas Bank, Ratnagiri branch in Ratnagiri, Maharashtra is IOBA0001979.

RBI IFSC Code (NEFT / RTGS / IMPS / UPI)
IOBA0001979
Branch Code: 001979 โ€ข Bank Code: IOBA
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Branch Information & Address

IFSC Code IOBA0001979
Bank Name Indian Overseas Bank (IOBA)
Branch Name Ratnagiri
Branch Code 001979 (Last 6 characters of IFSC)
Branch Address KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612
City / Center Ratnagiri
District Ratnagiri (All banks in Ratnagiri)
State / UT Maharashtra (Maharashtra Directory)
PIN Code 405612 (Post Offices in 405612 โ€ข All Banks in 405612)
Contact / Phone 02352-271667 (STD Code: 02352)
Payment Channels โœ“ NEFT (24ร—7) โœ“ RTGS (24ร—7) โœ“ IMPS (Instant) โœ“ UPI
Short IFSC Link https://mail.searchpincode.in/ifsc/IOBA0001979

How IOBA0001979 is Decoded

IOBA
1stโ€“4th Characters: Bank Code
Identifies Indian Overseas Bank
0
5th Character: Control Digit
Reserved digit 0 (standard across all RBI IFSCs)
001979
6thโ€“11th Characters: Branch Code
Unique identifier for Ratnagiri branch

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Where to Find IOBA0001979 on a Indian Overseas Bank Cheque Leaf

On a cheque issued by Indian Overseas Bank (Ratnagiri Branch), the 11-character IFSC code IOBA0001979 is printed at the top-left below the branch address:

INDIAN OVERSEAS BANK
Branch: Ratnagiri
KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, Ratnagiri, Maharashtra - 405612
1 RTGS / NEFT IFSC CODE : IOBA0001979
VALID FOR 3 MONTHS ONLY
CTS-2010
2 "048291" 6-Digit Cheque No.
3 405002056: 9-Digit MICR Code (City 405 + Bank + Branch)
004512" Account ID
31 Tx Code
1
11-Character IFSC Code (IOBA0001979)

Printed at the top-left of the cheque leaf below the branch address. Required for all NEFT, RTGS, and IMPS online fund transfers.

2
6-Digit Cheque Number (048291)

The first 6 digits printed in magnetic ink at the bottom-left of the cheque leaf identify the unique leaf number.

3
9-Digit MICR Code (405002056)

Printed next to the cheque number on the bottom white strip: first 3 digits = City PIN prefix (405), middle 3 = Bank code, last 3 = Branch code.

Post Offices near this Bank (PIN: 405612)

The Indian Overseas Bank, Ratnagiri branch is located in the 405612 pincode area. You can find a list of all post offices, delivery areas, and local postal tracking details for this PIN code on our dedicated directory.

๐Ÿ“ India Post (PIN: 405612)
Ratnagiri District, Maharashtra
View Post Offices in 405612 โ†’

Location Map: Indian Overseas Bank, Ratnagiri

Approximate map location for Indian Overseas Bank, KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, Ratnagiri, Maharashtra.

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FAQs on Indian Overseas Bank Ratnagiri IFSC Code (IOBA0001979)

What is the IFSC code of Indian Overseas Bank Ratnagiri branch?

The IFSC code of Indian Overseas Bank, Ratnagiri branch in Ratnagiri, Maharashtra is IOBA0001979. This code is used for NEFT, RTGS, IMPS, and UPI fund transfers.

What is the 6-digit branch code for IOBA0001979?

The branch code is 001979 (the last 6 characters of IOBA0001979), and the 4-letter bank identifier is IOBA.

Where is Indian Overseas Bank Ratnagiri located?

The registered address is: KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, Ratnagiri, District Ratnagiri, Maharashtra โ€“ 405612.